I am an out-of-network provider. This allows us to focus on the issues that are most important to you, without concern for the limits imposed by managed care. I am happy to provide an invoice for you to submit to your insurance company for out-of-network reimbursement. Services may be covered in full or in part by your health insurance or employee benefit plan. Health Savings Accounts (HSA) and similar tax-favored plans can also often be used to pay for my services. Please check your coverage carefully by asking your insurance company the following questions:
- Do I have mental health insurance benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Is approval required from my primary care physician?
I accept payment via cash, check, credit card, or bank transfer. Credit card and bank transfer payments are made via a secure, HIPAA-compliant online platform.
Reduced fee services are available on a limited basis for some clients who have no out-of-network mental health benefits. A reduced fee is based on need and determined on a case-by-case basis.
I ask that you provide 24 hours notice when canceling an appointment or you will be charged for the session.
Good Faith Estimate Policy
Under Section 2799B-6 of the Public Health Service Act, healthcare providers and healthcare facilities are required to inform individuals who are not enrolled in a plan or a federal health care program, or are not seeking to file a claim with their insurance plan for out-of-network coverage both orally and in writing of their ability, upon request or at the time of scheduling health care services, to receive a "Good Faith Estimate" of expected charges.
You have the right to receive a Good Faith Estimate explaining how much your medical care will cost.
What does this mean? Under the law, healthcare providers need to give patients who don't have insurance or will not be using any insurance coverage an estimate of the bill for medical services.
- You have the right to receive a Good Faith Estimate for the total cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees [none of these will be applicable in therapy!]
- Make sure [if you do not plan to use any insurance reimbursement benefits] your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is more than $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
- For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosuprises.